Need Help Deciding?

Choosing a medical plan

The following resources can help you determine which medical plan will be best for you:

Choosing an HS plan

How do you choose between the HS Basic, Standard, and Premium plans? Good question!

All three HS plans provide:

  • Access to the same doctor networks
  • Comprehensive coverage when you need care
  • Three ways to save on taxes through Health Savings Accounts (HSAs)

The main differences between the three plans are:

  • How much you pay for coverage per paycheck (see the "2019 Employee costs per pay period" for more details)
  • How much you pay out of pocket when you receive care
  • How much Synopsys contributes to the HSA

For more help deciding between the HS Basic, Standard, and Premium plans, consider the following:

If you ⇩

If you ⇩

If you ⇩

Don't anticipate many medical expenses in 2019

Have some money saved for medical expenses, but want to pay less out of pocket for care Don't have a lot saved for medical expenses and want to pay the least out of pocket for care

Want to maximize your tax savings by contributing up to $3,500 (if you have employee-only coverage) or $7,000 (if you cover one or more dependents) to your HSA*

Would like Synopsys to contribute to your HSA ($500 employee-only/ $1,000 employee + 1 or more dependents)

Are looking for the highest contribution from Synopsys to your HSA ($750 employee-only/ $1,500 employee +1 or more dependents)

Consider the HS Basic Plan Consider the HS Standard Plan Consider the HS Premium Plan

* Reflects 2019 HSA contribution limits set by the IRS.