Need Help Deciding?

Choosing a medical plan

The following resources can help you determine which medical plan will be best for you and your family in 2020:

  • Our 2020 medical plan comparison chart includes more specifics about coverage, deductibles, out-of-pocket maximums, and coinsurance costs.
  • Health Advocate offers personalized assistance and will help you choose the right amount of coverage for your needs.

Choosing an HS plan

All three HS medical plans provide: 

  • Access to the same doctor networks
  • Comprehensive coverage when you need care 
  • Three ways to save on taxes through Health Savings Accounts (HSAs) 

The main differences between the three plans are:

  • How much you pay for coverage per paycheck
  • How much you pay out of pocket when you receive care 
  • How much Synopsys contributes to your HSA
     

For more help deciding between the three medical plans, consider the following:

If you ⇩

If you ⇩

If you ⇩

Don’t anticipate many medical expenses in 2020...

Have some money saved for medical expenses but want to pay less out of pocket for care...

Don’t have a lot saved for medical expenses and want to pay the least out of pocket for care...

Want to maximize your tax savings by contributing up to $3,550 (employee-only coverage) or $7,100 (if you cover dependents) to your HSA*...

Would like Synopsys to contribute to your HSA ($500 employee-only/$1,000 employee + dependents)...

Are looking for the highest contribution from Synopsys to your HSA ($750 employee-only/$1,500 employee + dependents)...

Consider the HS Basic Plan Consider the HS Standard Plan Consider the HS Premium Plan

* Reflects 2020 HSA contribution limits set by the IRS.