Need Help Deciding?
The following resources can help you determine which medical plan will be best for you and your family in 2022:
- Our 2022 medical plan comparison chart includes more specifics about coverage, deductibles, out-of-pocket maximums, and coinsurance costs.
- Health Advocate offers personalized assistance and will help you choose the right amount of coverage for your needs.
Choosing a Health Savings (HS) Plan
All three HS medical plans provide:
- Access to the same doctor networks
- Comprehensive coverage when you need care
- Three ways to save on taxes through Health Savings Accounts (HSAs)
The main differences between the three plans are:
- How much you pay for coverage per paycheck
- How much you pay out of pocket when you receive care
- How much Synopsys contributes to your HSA
For more help deciding between the three medical plans, consider the following:
|
If you ⇩ |
If you ⇩ |
If you ⇩ |
|---|---|---|
|
Don’t anticipate many medical expenses in 2022... |
Have some money saved for medical expenses but want to pay less out of pocket for care... |
Don’t have a lot saved for medical expenses and want to pay the least out of pocket for care... |
|
Want to maximize your tax savings by contributing up to $3,650 (employee-only coverage) or $7,300 (if you cover dependents) to your HSA*... |
Would like Synopsys to contribute to your HSA ($500 employee-only, $1,000 employee + dependents)... |
Are looking for the highest contribution from Synopsys to your HSA ($750 employee-only, $1,500 employee + dependents)... |
| Consider the HS Basic Plan | Consider the HS Standard Plan | Consider the HS Premium Plan |
* Reflects 2022 HSA contribution limits set by the IRS.